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Public Liability Insurance

This covers you for Bodily Injury or Property Damage to a third party as a result of a negligent act in connection with your business.

Some scenarios which can occur in the course of your business are:

• A client visits your place of business and trips over on your property
• You visit a client and accidently damage their property

If you are working from home, you still may require Public Liability insurance, as not all home and contents policies will extend to cover business activities from the insured home. It is advisable to check with your home & contents insurer.

If you are leasing a premises to conduct your business you will almost certainly be required to insure for Public Liability Insurance. Most landlords require the lessee to carry cover sometimes up to $20,000,000.

The policy wording is a Broadfrom liability wording and covers you Australia wide.

Some of the benefits of this policy are:

• Broad policy wording
• Simple application process
• Automatically covers all Strata Management related business activities
• Policy excess for Property Damage $500 each and every loss
• Policy excess for Personal Injury $nil each and every loss

Annual Premiums for $20,000,000 cover (excluding all Govt. charges, GST & fees):
Sample represents $20,000,000 cover...$426.00

If you would like to apply online for this cover please click here.