This covers you for Bodily Injury or Property Damage to a third party as a result of a negligent act in connection with the insured's business.
Some scenarios which can occur in the course of your business are:
If you are working from home, you still may require Public Liability insurance, as not all home and contents policies will extend to cover business activities from the insured home.
It is advisable to check with your home & contents insurer.
If you are leasing a premises to conduct your business you will almost certainly be required to insure for Public Liability Insurance.
The majority of leases require the lessee to carry $10,000,000 cover.
The policy wording is a broadform liability wording and covers you Australia wide.
Some of the benefits of this policy are:
Annual Premiums for $10,000,000 cover (including all Govt. charges, GST & fees):
$20,000,000 limit is available upon request, please contact Surety & General to discuss.
If you would like to apply online for this cover please click here.